Do I Pay State Taxes If I Live in Florida and Work in Georgia?

With Disney, beautiful beaches and no income taxes, Florida seems like heaven on Earth!

But what if you live in Florida but travel to a neighboring state for work? Well, working in a state with an income tax while living in Florida means you’ll have to pay taxes to the state you earn your income from.

For Florida residents, working in a bordering state such as Georgia, Alabama or Mississippi, you’ll have to pay tax only on the income you received there. To report this, you will file a non-resident return for the state you work in when filing your taxes.

I Live in Florida and Work in Georgia

According to the Georgia Department of Revenue website, non-residents who work in Georgia or receive income from a Georgia source…

“…are required to file a Federal income tax return and required to file a Georgia income tax return… If you are a legal resident of another state, you are not required to file a Georgia income tax return if your only activity for financial gain or profit in Georgia consists of performing services in Georgia for an employer as an employee when the compensation for services performed does not exceed the lesser of five percent of the income received in all places during the taxable year or $5,000.”
That means if you have income from a  job, rental income, income from entities (trusts, estates, partnerships, s-corporations, LLCs)  in Georgia, then plan on filing a non-resident tax return for the state and pay Georgia taxes for that income.

Georgia Income Tax Rates (single filers):

  • 1% on the first $750 of income

  • 2% on income between $751 and $2,250

  • 3% on income between $2,251 and $3,750

  • 4% on income between $3,751 and $5,250

  • 5% on income between $5,251 and $7000

  • 6% on income over $7,000

Georgia Income Tax Rates (joint filers):

  • 1% on the first $1,000 of income

  • 2% on income between $1,001 and $3,000

  • 3% on income between $3,001 and $5,000

  • 4% on income between $5,001 and $7,000

  • 5% on income between $7,001 and $10,000

  • 6% on income over $10,000

I Live in Florida and Work in Alabama

If you’re a Florida resident but travel to Alabama for work, you are liable to pay Alabama taxes on the income earned in the state and file a non-resident return for Alabama. According to Alabama’s website, you must file a non-resident Alabama return…

“If you received taxable income from Alabama sources or for performing services within Alabama and your gross income from Alabama sources exceeds the allowable prorated personal exemption. Nonresidents must prorate the personal exemption. If your Alabama gross income exceeds the prorated amount, a return must be filed.”

Alabama Income Tax Rates (single filers):

  • 2% on first $500 of income

  • 4% on income between $501 and $3000

  • 5% on income over $3000.

Alabama Income Tax Rates (joint filers):

  • 2% on first $1,000 of income

  • 4% on income between $1,001 and $6,000

  • 5% on income over $6,000.

I Live in Florida but Work in Mississippi

Florida residents traveling to Mississippi will have to file a non-resident return for Mississippi. According to Mississippi’s website , non-resident filers must;

“Include all income on your Mississippi non-resident return. If you perform services partly in and partly out of the state, only the wages you paid for the services performed in Mississippi are subject to Mississippi income tax. The W-2 forms issued to you from your employer(s) should indicate the state in which the wages were paid, along with the wages you earned in that state.”

Mississippi Income Tax Rates (single filers):

  • 3% on first $5,000 of income

  • 4% on income between $5,001 and $10,000

  • 5% on income over $10,000.

Filing a joint tax return for Mississippi? The rates will remain the same.

Avoid confusion and file with RapidTax

Interstate taxation can get confusing, especially if you live in a state without an income tax, like Florida. The general rule of thumb is that you will have to file a non-resident return in the state you worked in but did not live in and report only the income earned in that state.

If you’re a Florida Resident, you’ll need to file your federal taxes. If you worked in states outside of the Florida lines, don’t forget to file a non-resident return for those states.



108 Replies to “Do I Pay State Taxes If I Live in Florida and Work in Georgia?”

    1. Hi Jim,

      You will always be taxed in the states in which you live and physically work. However, if you receive your W2 and only one state is listed, then you are only responsible for filing a state return with that state.

    1. Hi Cyndi,

      You will need to file a state resident tax return for Oregon. As a general rule, you have to file a resident tax return in the state where you lived, a part-year resident return in any state you moved to/from, and a nonresident return in a state where you earned money but didn’t live.

  1. I am confused… I live in FL and work in GA.. my employer holds state income taxes… I know my employer has to withhold the taxes, but do I get them back when I file my taxes? I do not benefit from Georgia’s state tax that is withheld since I am a FL resident so shouldn’t it be returned to me when I file?

    1. Hi Brooke,
      Good question….As a non-resident of GA, you will need to file a non-resident return for GA when filing your taxes. As a non-resident you will be only taxed by GA on the income earned from GA sources. If they withheld too much in tax from your paychecks, you will receive a refund. It’s good to know, you don’t have to file a FL return considering FL does not have an income tax.

      1. I lived in Maryland until July 10th, 2017 then moved to Florida as a permanent resident. How will I file state taxes for Maryland and Florida.

    1. Hi Dale,
      If you are living in Florida for more than half a year, and when filing your taxes you report your FL address, you do not have to file a GA tax return, unless you have income from GA sources.

      1. Hey,

        I also have a GA license, but I am currently living and working in FL. I will most likely live here in FL for 6-8 months before I move to TN.

        So once I reach the 6 month limit, then I won’t have to pay taxes back to GA next year?

      2. Hi Matt,

        If you are a resident of Florida and physically working in the state, then you will not owe taxes to Georgia.

        Keep in mind that a license does not necessarily confirm that you are a resident of a state for tax purposes. Once you have moved to a different state, you are required to update your drivers license and dispose of your prior one within a specific time frame. For example, Florida requires that you do this within 10 days of moving. Be sure to update your license once you do choose a state to settle down in for longer than the time frame that the state gives you.

      3. Thanks.

        Ok, so I did not change my license in that time frame and still have yet to change it…still have a GA license. Do I need to go immediately and do so? Am I going to have to pay taxes for the time I spent here with a GA license? Or is my residency declared thru another way already??

        I will file my FL address on my taxes…it will be 2 different addresses as I will live in 2 different apartments during my time here. But I have already met the 6 month limit and will most likely be staying here for another 6 months…so 1 year in total. I also have no GA income sources.

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